LIMRA Data Exchange Standards Community Support Forum

I understand how coverage is mapped to "employee" by way of Employer > employee > Employee > coverage.  How is coverage mapped to "dependent"?  Dependent is mapped Employer > employee > Employee > dependent > Dependent > {properties}.  However there is no "coverage" included in the Dependent?  Will some please help me think this through since I have a need to receive dependent coverages.  Thanks!

Dependents are built in the Dependent object then linked to any Coverage by using the CoverageInsured object, in the Coverage Object. You use the dependentPartyID as the InsuredPartyID in CoverageInsured to link a dependent to a coverage.

Herer is a brief snippet of how CoverageInsured works. Attached is a larger example including the dependent object.

                                                                                "Coverage": {
                                                                                                "CoverageID": "O001",
                                                                                                "GroupPolicyNumber": "R1234567",
                                                                                                "ProductTypeCode": "Accident",
                                                                                                "BenefitPlanIdentifier": "815",
                                                                                                "CoverageEffectiveDate": "2024-07-01",
                                                                                                "CoverageTierCode": "EmployeeFamily",
                                                                                                "EmployeeContributionCode": "EmployeePaid",
                                                                                                "EmployeePremiumContributionAmount": "32.53",
                                                                                                "TotalPlanPremiumAmount": "32.53",
                                                                                                "PaymentMethodCode": "PayrollDeduction",
                                                                                                "PremiumModeQuantity": "12",
                                                                                                "CarrierID": "MYCARRIER_ID",
                                                                                                "CoverageInsured": [
                                                                                                                {
                                                                                                                                "InsuredPartyID": "916063",
                                                                                                                                "PrimaryInsuredIndicator": "true",
                                                                                                                                "InsuredCoverageEffectiveDate": "2024-07-01"
                                                                                                                },
                                                                                                                {
                                                                                                                                "InsuredPartyID": "111111111",
                                                                                                                                "PrimaryInsuredIndicator": "false",
                                                                                                                                "InsuredCoverageEffectiveDate": "2024-07-01"
                                                                                                                },
                                                                                                                {
                                                                                                                                "InsuredPartyID": "111121111",
                                                                                                                                "PrimaryInsuredIndicator": "false",
                                                                                                                                "InsuredCoverageEffectiveDate": "2024-07-01"
                                                                                                                },
                                                                                                                {
                                                                                                                                "InsuredPartyID": "111131111",
                                                                                                                                "PrimaryInsuredIndicator": "false",
                                                                                                                                "InsuredCoverageEffectiveDate": "2024-07-01"
                                                                                                                }
                                                                                                ],

I understand how coverage is mapped to "employee" by way of Employer > employee > Employee > coverage.  How is coverage mapped to "dependent"?  Dependent is mapped Employer > employee > Employee > dependent > Dependent > {properties}.  However there is no "coverage" included in the Dependent?  Will some please help me think this through since I have a need to receive dependent coverages.  Thanks!